Physician Mortgage Lender


Available in the following states: AK, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KY, MA, ME, MD, MI, NC, NH, NJ, NV, NM, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, DC, WI, WY

  • 100% financing up to $1,000,000 loan amount (5% down required in California)
  • 95% financing up to $1,500,000 loan amount
  • 85% financing up to $2,000,000 loan amount
  • 75% financing up to $3,500,000 loan amount

Products available (Purchase and Rate and Term Refinance):

  • 30-year fixed
  • 25-year fixed
  • 20-year fixed
  • 15-year fixed
  • 10/1 ARM
  • 7/1 ARM
  • 5/1 ARM

Single Family, PUD, Townhome, and Warrantable Condos are eligible

Close on loan up to 90-days prior to new employment start date

Eligible Medical Doctors: MD, DO, DPM Eligible Dentists: DDS, DMD

Debt Ratio Limit: 50%

No Private Mortgage Insurance

Credit Score: 700+

Down Payment CAN be a gift

Reserves CAN be a gift: Loan amounts under $500,000: 2-4 months, Loan amounts over $500,000: 4-6 months PLUS gap between contract close date and employment start date.

>> Contact KeyBank <<

By contacting you certify that you are a medical professional or the spouse of one.

Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions.

Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Primary residence eligible only. Restrictions may apply.


We are pairing you with a qualified mortgage Lender for
professional mortgage programs!

Check your email for the connection!

Optimized with PageSpeed Ninja