Available in the following states: AK, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KY, MA, ME, MD, MI, NC, NH, NJ, NV, NM, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, DC, WI, WY
- 100% financing up to $1,000,000 loan amount (5% down required in California)
- 95% financing up to $1,500,000 loan amount
- 85% financing up to $2,000,000 loan amount
- 75% financing up to $3,500,000 loan amount
Products available (Purchase and Rate and Term Refinance):
- 30-year fixed
- 25-year fixed
- 20-year fixed
- 15-year fixed
- 10/1 ARM
- 7/1 ARM
- 5/1 ARM
Single Family, PUD, Townhome, and Warrantable Condos are eligible
Close on loan up to 90-days prior to new employment start date
Eligible Medical Doctors: MD, DO, DPM Eligible Dentists: DDS, DMD
Debt Ratio Limit: 50%
No Private Mortgage Insurance
Credit Score: 700+
Down Payment CAN be a gift
Reserves CAN be a gift: Loan amounts under $500,000: 2-4 months, Loan amounts over $500,000: 4-6 months PLUS gap between contract close date and employment start date.
By contacting you certify that you are a medical professional or the spouse of one.
Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions.
Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Primary residence eligible only. Restrictions may apply.