Physician Mortgage Lender

BMO Harris Bank

Available in the following states: All 50 states except NY

  • Available to Residents, Fellows, and practicing Physicians/Dentists.
  • Eligible Medical Professions include: MD, DO, DDS, & DMD.
  • Purchase and Rate/Term Refinance loans available.
  • Primary Residences only.
  • Detached single family, two unit/duplexes, Condos, and Townhouses eligible.
  • No Private Mortgage Insurance required.
  • Down Payment Requirements for borrowers with less 10 years of practicing:
    • 0% down for loan amounts to $1MM
    • 5% down for loan amounts to $1.5MM
    • 10% down for loan amounts to $2MM
  • Down Payment Requirements for borrowers with 10 or more years practicing:
    • 10% down for loan amounts to $2MM
  • 10, 15, 20, or 30 year fixed rate options available
  • 5, 7, or 10 year ARM options available.
  • 680 middle credit score from all borrowers required for $0 down.
  • DTI up to 45% allowed
  • H1B visa eligible
  • Deferred student loans default to the IBR payment for underwriting.


>> Contact BMO Harris Bank <<

By contacting you certify that you are a medical professional or the spouse of one.

Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions.

Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Primary residence eligible only. Restrictions may apply.


We are pairing you with a qualified mortgage Lender for
professional mortgage programs!

Check your email for the connection!

Optimized with PageSpeed Ninja