MD Mortgage Loan Blog

Austin, TX Physician Mortgage Loan Programs

Austin has one of the highest doctor-to-patient ratios in the state.  There are around 2,348 doctors licensed as specialists and around 1,261 licensed as primary care physicians in Travis County. MD Mortgage Loan helps Austin-based doctors find the best physician mortgage program.

Texas passed legislation in 2003 that effectively increased relocating physicians. Austin Physicians can compare physician mortgage lenders on MDMortgageLoan.com which has loan features like student debt not counted against you or features that allow for the ability to close on a home 90 days before starting employment. Vitals.com lists 3,389 Physicians available in Austin, TX.  Many are from the top hospitals – St. David’s Medical Center, Ascension Seton Medical Center Austin, and St. David’s South Austin Medical Center.  Compare rates from Austin-based physician mortgage lenders specializing in doctor-home financing. Check out the banks and the physician mortgage loan programs below and apply today.

MD Mortgage Loan has lenders with unique home loan solutions for licensed and practicing doctors, dentists, medical residents and fellows, and other eligible medical professionals. …

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Dallas Physician Mortgage Loans

Dallas is an excellent place for physicians to relocate.  Currently, it has around 71 health providers per 100,000 residents.  Many of the top physicians in Texas chose to live in Dallas.  MD Mortgage Loan helps Dallas-based doctors find the best physician mortgage program for their needs.

Texas is consistently one of the best states to practice medicine. UT Southwestern Medical School is one of the largest medical schools in the country.  About 230 students graduated with medical degrees each year. Parkland is Dallas County’s only public hospital and one of the country’s largest. Dallas Physicians can compare physician mortgage lenders on MDMortgageLoan.com which may allow for the ability to close on a home 90 days before starting employment or loan features like student debt not counted against you. Feel free to compare rates from Dallas-based physician mortgage lenders specializing in doctor-home financing. Check out the banks and the physician mortgage loan programs below and apply today.

MD Mortgage Loan has lenders with unique home loan solutions for licensed and practicing doctors, dentists, medical residents and fellows, and other eligible medical professionals. …

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San Antonio Physician Home Loans

San Antonio / Bexar County hosts some of the best physicians in Texas.  MD Mortgage Loan assists doctors in San Antonio to find the best physician mortgage program for their unique financial needs.

Primary care physicians in Bexar County, TX see 1318 patients per year on average according to Wikipedia. Some of the county’s top medical centers is South Texas Medical Center, Methodist Healthcare, Baptist Health Center, and Christus Health.  Physicians across Bexar County (San Antonio–New Braunfels, TX area) are finding physician mortgage lenders that allow for the ability to close on a home 90 days before starting employment. Feel free to compare rates from San Antonio-based physician mortgage lenders specializing in doctor-home financing. Check out the banks and the physician mortgage loan programs below and apply today.

MD Mortgage Loan has lenders with unique home loan solutions for licensed and practicing doctors, dentists, medical residents and fellows, and other eligible medical professionals. 

It is easy to get paired with a Texas-based doctor mortgage lender. …

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El Paso Physician Mortgage Loans

El Paso is where New Mexico and Old Mexico meet! It is located at the western tip of Texas and supplies the state with some of the best physicians in our country.  MD Mortgage Loan helps doctors find the best physician mortgage program.

El Paso County has 1,705 doctors according to the Texas Medical Board. Physicians are relocating to El-Paso hospitals such as the University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence, and Mountainview Regional Medical Center

Many of the physician mortgage lenders in El Paso allow for the ability to close on a home 90 days before starting employment. Feel free to compare rates from El Paso-based physician mortgage lenders specializing in doctor-home financing. Check out the banks and the physician mortgage loan programs below and apply today.

MD Mortgage Loan has lenders with unique home loan solutions for licensed and practicing doctors, dentists, medical residents and fellows, and other eligible medical professionals. 

It is easy to get paired with a Texas-based doctor mortgage lender. …

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Houston Physician Mortgage Home Loans

MD Mortgage Loan has lenders with special home loan programs for certain licensed doctors and dentists, medical residents and fellows, and other eligible medical professionals. Options vary per program. Doctor mortgage programs are designed with unique features such as the ability to close on a home 90 days before starting employment.  Check out the banks and the physician mortgage loan programs below and apply today.

Houston is home to some of the finest medical professionals in the country. The Texas Medical Center in downtown Houston is the largest life sciences destination in the world. According to Visit Houston’s website, the medical center is composed of 106,000 employees, 61 institutions, and thousands of volunteers and patient visits.  With over 7.2 million visitors every year, doctors have been relocating to Houston. MD Mortgage Loan makes finding a physician home loan easy in Houston!  Many of the banks listed on our website offer home mortgages to medical residents too – even excluding student loan debt from your total debt when applying for a doctor home loan for those who qualify.

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Credit Score Requirements For A Doctor Mortgage Loan

The Physician Mortgage Loan Program makes it a much easier process for medical professionals – such as residents/fellows, attending physicians, veterinarians, podiatrists, optometrists, etc.- to buy a new home with a much lower down payment and no required mortgage insurance.

Even with the program partial towards medical professionals, the same rules still apply when purchasing such a large item – the credit score is still an essential indicator of qualification. 

Whether a physician has excellent credit or not, the credit score does affect eligibility for a mortgage. It’s credit that informs what type of financing a bank will ultimately offer. Credit scores impact both if someone qualifies for the physician loan program and determining the required down payment amount – if any. 

Pre-approval allows potential buyers to see what they qualify for and if additional time is needed to improve their credit scores before going through the entire physician loan process.

Here are (5) five different criteria used in computing a credit score:

Payment History (35%)

Credit Utilization (30%)

Length of Credit History (15%)

Credit Mix (10%)

New Credit (10%)

It is always best to keep credit card usage under 95% of their available credit.…

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